& Model Portfolios
A printable report that provides an executive summary of D.D.'s most
popular features including the
Monthly Commentary, Sample Portfolios, the Top 50 Highest Yielding
Dividend Stocks, Dividend Hotshots, and a list of all followed stocks
including current buy/sell recommendations and forecast dividend yields.
D.D. Highlights is issued monthly, generally around the fourth or fifth
of each month. D.D. Highlights is easy to print because it’s
formatted as an Adobe PDF file. You probably already have the needed PDF
reader installed in your computer. If you don’t, you can download it
here for free:
We offer four Model Portfolios for subscribers that either don't have
the time or the interest to dig into D.D.'s voluminous offerings to
develop their own portfolios. The three portfolios, each containing
seven stocks selected from our Industry and Specialty portfolios, are:
• Monthly Paying
diversified portfolio of stocks and funds that pay dividends monthly.
• Conservative: For
investors whose top priority is minimizing risk. These stocks are
selected first for the lowest possible risk with diversification between
industries, then for the highest dividend yields.
• Growth & Income:
Growth stocks that also pay significant dividends.
The main selection criteria are minimum
2.5% expected dividend yield, minimum 10% forecast annualized earnings
growth, and diversification between industries.
investors who want to maximize dividend yield.
These are the highest yielding low to
medium risk stocks that we follow, with diversification between
For all four portfolios, to minimize
portfolio risk, diversification between industries is required. That is,
we will not load up the portfolios with a currently hot category or
industry sector. That way, a single industry or sector implosion won't
take the entire portfolio down with it.
You can see the recent
returns for the four portfolios by clicking
To use our Model
Portfolios, pick one or more portfolio
and invest equal dollar amounts in each of the seven securities. Don’t
"cherry pick." Every portfolio has its stars and clunkers, but you can’t
know which is which in advance. Every few months, check the dollar value
of your holdings and rebalance if necessary. We strive to minimize
turnover of our Sample Portfolio picks. Any changes are announced around
the 3rd or 4th of each month. In a typical month, from all four
portfolios, we might replace one or two picks. That is, we might replace
one or two of the 28 securities. There would be more turnover when
market conditions change significantly.
The 28 securities making up our four Model Portfolios are supposed to be our best ideas. We have different
qualification requirements for our Model Portfolios than for our
Industry and Specialty portfolios. Thus, when we delete a pick from one
of our Model Portfolios, that security might still be "buy" rated in
its home Industry or Specialty portfolio.
we replace an existing pick, we suggest that you do the same. However,
if the security being replaced is still "buy" rated in its home
portfolio, it’s your option whether or not to sell it, assuming that you
have additional funds available.